As we begin to wrap up the year with just a few days left, it’s important to remember that it’s not over until it’s over. It is about this time every year, that most of us start to think of what our New Year’s Resolutions will be, assuming that, no more can be done for the year because it’s over. I’ve seen social media post where people have written this year off because it wasn’t a good year for them or they believe that they have done all that they can do. Truth is, there is still time to do just a little bit more. Yes, you have done an excellent job and no matter what battles you have had to overcome, you are here. Some have gotten married or gave birth to new life and others have scored a new promotion or landed your dream job. This year has been all about something new and will go down in the books for you as a momentous year. Then there are others who have lost jobs, gotten divorced or dealt with death of family or a close friend and this year has felt like a loss for you. You can’t wait until the last day of December. What’s important to understand is that everything that you’ve encountered this year is significant. I just explained both life and death to you in two separate sentences. Depending on how you look at them, either situation can be life or death.
To some life comes after the loss of something or someone. For both men and women, finalizing a divorce sometimes restores life in what was a dead situation, there is hope that one day you can love again. A death of a family member makes you realize just how short life is and pushes you to want to live your best life every day. Losing a job, makes you understand that you are more than the four walls you worked behind and maybe you stayed there a little too long, so you go hard at rebuilding your resume to get a new job or start your own business. Those are examples of finding life in dead situations.
Depending on how you look at it, there is also death in each of the situations that we consider life. Getting married says that every other situation that you have been in is dead. This is the end to all the bad relationships because you have found the one that God made just for you. Giving birth to a child can be looked at as death to pregnancy. If you are not a woman, you won’t understand this one, but carrying a baby for nine months sometimes is overwhelming. Cravings, morning sickness, back pain, heartburn, and uncomfortable sleeping all to bring into the world the blessing of a healthy baby. Of course, finding your dream career or getting that promotion means that you have killed off all the negative thoughts you may have had about not being ready for the next level of growth. You kill off all the people around you who doubted that you had what it takes. You have proven to yourself that with a little hard work, you can accomplish what you set out to do.
No matter what you may have been through up until this point in the year, you will see that it’s all about how you think about things. So as a man thinketh, so is he (Proverbs 23:7). Rushing through the end of the year because of challenges that you had to deal with this year doesn’t get you to better because a new year is coming. If you don’t begin to change the way you think, you will just take the same attitude into a new year. It’s how you view things. Grab a pen and jot down you’re your blessings and all your lessons. See where you can start to formulate a new way of thinking. Then take a moment and watch how your view of this year changes. It’s all about life and death!
Tire Safety Tips for Winter When Temperatures Drop
The same temperature you can begin to see your breath at 45 F—is also when the all-season tires on your car can start to lose traction and grip.
As temperatures drop, drivers should remember that if you can see your breath, you should think about winter tires. Whether you’re planning a cross-country trek or simply driving to and from work daily, exposing your vehicle’s tires to colder weather could lead to potential trouble on the road.
Snow and ice may be fun to play in, but they make for dangerous driving conditions. Winter tires are built for cold-weather conditions and deliver improved starting, stopping and steering control in temperatures 45 F and below. The difference is the tread compound of winter tires, which stays soft and pliable in colder temperatures for superior traction. Add the tread design of winter tires with thousands of extra gripping edges and you get as much as a 25-50 percent increase in traction over all-season tires.
To help stay safe on the road this winter, the experts on tires and winter driving recommend following these four tire safety tips:
- Get ready now. It is important to replace all four of your vehicle’s all-season tires with winter tires if you regularly drive in temperatures 45 F or below, snow or no snow. Winter tires are made of a softer rubber that allows the tires to stay pliable and maintain better contact with the road through winter weather conditions.
- Don’t forget the wheels. Having a set of wheels specifically for your winter tires can save you money in the long run. Pairing a separate set of wheels with your winter tires can eliminate certain changeover costs and save your everyday wheels from the wear and tear brought on by ice, slush, snow, and salt during the winter months.
- Know your numbers. Check your tire pressure at least once a month to make sure tires are at the appropriate inflation level. Temperature changes affect tire pressure – for every 10 degrees of temperature change, tire air pressure changes 1 pound per square inch. Low tire pressure can lead to decreased steering and braking control, poor gas mileage, excessive tire wear and the possibility of tire failure. Also, don’t forget to check your spare tire.
- Rotate, rotate, rotate. To help increase tread life and smooth out your ride, rotate your tires every 6,000 miles or sooner if irregular or uneven wear develops.
Your safety is important, that’s why drivers should make it a point to beat the rush by getting winter ready before the first snowstorm or cold streak of the season hits.
Photo: Getty Images
Source: Discount Tire
Medicare Takes Aim at Medical Identity Theft: Protecting Seniors From Fraud
Criminals are increasingly targeting people age 65 or older for personal identity theft. In 2014 alone, there were 2.6 million such incidents among seniors, according to the Department of Justice.
A growing offshoot of identity theft is healthcare fraud, which can result when someone unlawfully uses another person’s Medicare number. Medical identity theft can lead to inaccuracies in medical records, which in turn can result in delayed care, denied services and costly false claims.
That’s why Medicare works with the Department of Justice, taking aim squarely at would-be thieves. In the largest law enforcement action against criminals fraudulently targeting the Medicare, Medicaid and Tricare programs, 412 people around the country, including 115 doctors, nurses and other licensed medical professionals, were charged in 2017 with bilking U.S. taxpayers out of $1.3 billion.
New Medicare Card for 2018. (Video Courtesy of YouTube)
The next big fraud-fighting push is well underway — and its focus is protecting the personal information of senior citizens by removing their Social Security numbers from Medicare cards.
People with Medicare don’t need to take any action to get a new Medicare card. Beginning in April 2018, the Centers for Medicare & Medicaid Services (CMS) will mail out newly designed Medicare cards to the 58 million Americans with Medicare. The cards will have a new number that will be unique for each card recipient. This will help protect personal identity and prevent fraud because identity thieves can’t bill Medicare without a valid Medicare number. To help with a seamless transition to the new cards, providers will be able to use secure lookup tools that will support quick access to the new card numbers when needed.
Healthcare fraud drives up costs for everyone, but healthcare consumers can be an effective first line of defense against fraud. Follow these tips to help protect yourself:
- Treat your Medicare number like a credit card.
- When the new card comes in the mail next year, destroy your old card and make sure you bring your new one to your doctors’ appointments.
- Be suspicious of anyone offering early bird discounts, limited time offers or encouraging you to act now for the best deal. That’s an indicator of potential fraud because Medicare plans are forbidden from offering incentives.
- Be skeptical of free gifts, free medical services, discount packages or any offer that sounds too good to be true.
- Only give your Medicare number to doctors, insurers acting on your behalf or trusted people in the community who work with Medicare, like your State Health Insurance Assistance Program (SHIP).
- Report suspected instances of fraud.
- Check your Medicare statements to make sure the charges are accurate.
- Don’t share your Medicare number or other personal information with anyone who contacts you by telephone, email or approaches you in person, unless you’ve given them permission in advance. Medicare will never contact you uninvited and request your Medicare number or other personal information.
- Don’t let anyone borrow or pay to use your Medicare number.
- Don’t allow anyone, except your doctor or other Medicare providers, to review your medical records or recommend services.
- Don’t let anyone persuade you to see a doctor for care or services you don’t need.
- Don’t accept medical supplies from a door-to-door salesman.
Learn more about how you can fight Medicare fraud at Medicare.gov/fraud, or call 1-800-MEDICARE (1-800-633-4227). You can also visit a local SHIP counselor, who can provide free, one-on-one, non-biased Medicare assistance.
With a common sense approach to protecting health information, senior citizens can be effective partners in fighting Medicare fraud.
Source: Centers for Medicare & Medicaid Services
Amazon Reveals ‘20 Cities’ That Could Be The Home Of Its Next Headquarters
Amazon has revealed 20 cities that could be the next home of its second North American headquarters, dubbed HQ2.
The candidates, selected out of 238 applicants, will move to the next round of Amazon’s selection process, the company said Thursday. Amazon will make a final decision on the site of its next headquarters this year.
The list of candidates includes Atlanta, Austin, Boston, Chicago, Dallas, Denver, Washington, DC, and Columbus, Ohio.
Amazon said it will work with each city to “dive deeper into their proposals, request additional information, and evaluate the feasibility of a future partnership that can accommodate the company’s hiring plans as well as benefit its employees and the local community.”
Amazon has promised a $5 billion investment and up to 50,000 high-paying jobs to the city that wins its selection process.
“Getting from 238 to 20 was very tough – all the proposals showed tremendous enthusiasm and creativity,” said Holly Sullivan, head of public policy for Amazon. “Through this process, we learned about many new communities across North America that we will consider as locations for future infrastructure investment and job creation.”
Here are all the potential candidates:
- Atlanta, GA
- Austin, TX
- Boston, MA
- Chicago, IL
- Columbus, OH
- Dallas, TX
- Denver, CO
- Indianapolis, IN
- Los Angeles, CA
- Miami, FL
- Montgomery County, MD
- Nashville, TN
- Newark, NJ
- New York City, NY
- Northern Virginia, VA
- Philadelphia, PA
- Pittsburgh, PA
- Raleigh, NC
- Toronto, ON
- Washington DC
Source: Business Insider
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